American Express Gold Card
Welcome Gift6 of 4,000 Bonus Membership Rewards
Card Features
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards Rs. 4,500 plus applicable taxes)
Card fee
First Year fee : Rs. 1,000 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Reward Earn Rate
Earn 1 Membership Rewards Point for every1 Rs. 50 spent including fuel and utilities spend
Key Benefits
MEMBERSHIP REWARD
Earn 1,000 bonus points on 6 transactions of ₹1,000 each every calendar month.
REWARDS ON FUEL AND UTILITY
Enjoy 1 Membership Rewards® point on all spend including fuel and utility.
GOLD COLLECTION
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
Rewards
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spends at Insurance and Cash Transactions. You can also earn 1 Membership Rewards Point for every1 Rs. 50 spent on fuel and utility.
Your Points are worth their weight in Gold with a range of exciting rewards to choose from.
• Earn 5X Membership Reward points on every purchase through Reward Multiplier3
24,000 Points / 24 Karat Gold Collection (you can choose from any one of them):
• Taj Voucher worth ₹14,000
• Tanishq Voucher worth ₹10,000
• Croma Voucher worth ₹9,000
• Flipkart Voucher worth ₹9,000
• Amazon Voucher worth ₹9,000
• Shoppers Stop Voucher worth ₹11,000
• Vistara Voucher worth ₹11,000
18,000 Points / 18 Karat Gold Collection Collection (you can choose from any one of them):
• Taj Voucher worth ₹9,000
• Amazon Voucher worth ₹7,000
• Croma Voucher worth ₹7,000
• Flipkart Voucher worth ₹7,000
• Shoppers Stop Voucher worth ₹8,000
• Myntra Voucher worth ₹8,000
Offers and Privileges
Exclusive benefits, intelligent features, assistance at any hour. Your American Express Gold Card brings you many special privileges.
Intelligence from Gold
Enjoy greater flexibility in spending with ‘no pre-set’ limit. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance
Travel
Enjoy access to valuable travel benefits under The Hotel Collection enjoy a room upgrade (where available) and a US$100 hotel credit when you stay two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt HotelsEnjoy up to 20% off every time you dine at select restaurant partners. To Know More, Click Here
Gold Services
• 24X7 Card Related Assistance
• Dispute Resolution
• Zero lost Card liability
• Emergency Card Replacement
Contactless Payment
Effective December 15, 2016, your American Express Card may be enabled for contactless payments.To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To know more, click here
Fuel Convenience fee2
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
• I am over 18 years of age
• If self-employed: My company has been trading for more than 12 months
• I have a good credit history and no payment defaults
• I have an Indian or multinational bank’s savings or current account in India
• I have a Personal Annual Income of INR 6 Lakhs and above.
• I have current residential address in India
• I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
• I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum , Mysuru , Cuttack & Vizag subject to condition
Most Important Terms & Conditions
American Express Platinum Card
Compare Card
Annual fee
INR 60,000 plus applicable taxes
Your Platinum World of Privileges
TRAVEL WORLDWIDE AND SAVE UP TO INR 1,11,0002
Access to best in class airport lounges like The Centurion® Lounges, Delta & Priority Pass lounges
GET STAY BENEFITS UP TO INR 44,5002
Benefits worth INR 37,0004 every time you book at one of the 1000+ properties under the Fine Hotels & Resorts collection.
25% off at Taj, SeleQtions and Vivanta Hotels3
STAY PROTECTED WITH BENEFITS UPTO INR 20,0002
Go places with complete peace of mind, knowing you are protected with these benefits –
Air Accident Insurance,
Overseas Medical Insurance,
Purchase Protection
24X7 CONCIERGE SERVICE
One call from you is all it takes for our Platinum Concierge to make dining reservations, plan your travel, make last minute bookings for sought-after events or late night deliveries.
Also get protection against fraud or theft of your Card, 24×7 across the globe.
Travel with Platinum
Enrich your travel experience with exclusive deals with our Domestic Lodging Programme.
Whether you are traveling for business or leisure, enjoy exclusive benefits like early check-in and late check-out7, room upgrades and much more.
• 25% off at Taj, SeleQtions and Vivanta Hotels3
Access over 1300+ of the finest Airport Lounges globally
Enjoy access to free WiFi, gourmet cuisines and other exclusive services while you wait between flights in our lounges spread across 130+ countries
The American Express Global Lounge Collection includes access to:
• The Centurion® Lounge
• Priority Pass™ Lounges
• Delta Sky Club® Lounges when flying Delta
• Escape Lounges
• Domestic Partner Lounges in India
Travel benefits for those constantly on the move
As a Platinum Cardmember, enjoy exclusive deals on some of the world’s finest airlines like Emirates, Qatar Airways, Virgin Atlantic, Air France, KLM, Delta Airlines and more.
Unwind at FINE HOTELS & RESORTS worldwide
Enjoy complimentary benefits worth INR 37,0004 at iconic 5-star properties that include guaranteed 4pm late check-out, room upgrades at check in when available5, daily breakfast for two, WiFi or a special amenity6 at each property worth US$100.
The hotels included are The Ritz- Carlton, The Vanderbilt, Hyatt, Hilton and many more……
Explore more
Enjoy seamless upgrades to Elite Tier Memberships
Your American Express Platinum Card fast-tracks you to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria.
• Taj Reimagined Epicure
• Marriott Bonvoy™ Gold Elite Status
• Hilton Honors Gold Status
• Radisson Rewards Premium Status
• Hertz Gold Plus Rewards
Enrich your travel experience with exclusive deals with our Domestic Lodging Programme.
Whether you are traveling for business or leisure, enjoy exclusive benefits like early check-in and late check-out7, room upgrades and much more.
• 25% off at Taj, SeleQtions and Vivanta Hotels3
Access over 1300+ of the finest Airport Lounges globally
Enjoy access to free WiFi, gourmet cuisines and other exclusive services while you wait between flights in our lounges spread across 130+ countries
The American Express Global Lounge Collection includes access to:
• The Centurion® Lounge
• Priority Pass™ Lounges
• Delta Sky Club® Lounges when flying Delta
• Escape Lounges
• Domestic Partner Lounges in India
World-Class Service
We provide protection to your belongings and more
• Get protection against loss, or damage of tangible goods within 90 days of purchase, caused by fire, burglary or natural calamities.9
Ask for the impossible anytime, the answer is always ‘yes’.
‘Do anything’ across the globe with the Platinum Concierge, renowned for bringing the most special experiences to you.
Whether you are struggling for last minute reservations, need assistance with your visas or simply forgot to send flowers to your spouse on your anniversary, with the powerful backing of American Express, you can stay assured.
Our team is there to put it all together for you 24X7
Travel the world in peace knowing we have your back
• Get Coverage of INR 5 Cr for death due to air accident, if your air ticket is bought on the Platinum Card.3
• Get complimentary8 Overseas Medical Insurance for US$ 50,000 for the first seven days of your trip.
We provide protection to your belongings and more
• Get protection against loss, or damage of tangible goods within 90 days of purchase, caused by fire, burglary or natural calamities.9
Ask for the impossible anytime, the answer is always ‘yes’.
‘Do anything’ across the globe with the Platinum Concierge, renowned for bringing the most special experiences to you.
Whether you are struggling for last minute reservations, need assistance with your visas or simply forgot to send flowers to your spouse on your anniversary, with the powerful backing of American Express, you can stay assured.
Our team is there to put it all together for you 24X7
Rewards
The Rewards are yours to enjoy!
• Get 3X Membership Reward points on everything, every time you spend abroad.
• Also earn 1 Membership Reward points for every INR 4010 spent with your Card
• The best part? Your points never expire.
• Choose to Pay with points or redeem your points for over 500 options across travel, dining, accessories and more
• Earn 5X Membership Reward points on every purchase through Reward Multiplier11
Platinum Experiences
Get on a gastronomical discovery with a power-packed dining programme from EazyDiner.
Enjoy up to 50% off at over 1800 premium
restaurants in India with complimentary membership to EazyDiner Prime.
Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
American Express Invites that leave you feeling special.
Get exclusive invitations to VIP-only events and unforgettable experiences. Enjoy access to pre-sale tickets and some of the best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
Get on a gastronomical discovery with a power-packed dining programme from EazyDiner.
Enjoy up to 50% off at over 1800 premium
restaurants in India with complimentary membership to EazyDiner Prime.
Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
American Express Invites that leave you feeling special.
Get exclusive invitations to VIP-only events and unforgettable experiences. Enjoy access to pre-sale tickets and some of the best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
• I am over 18 years of age
• If self-employed: My company has been trading for more than 12 months.
• I have a good credit history and no payment defaults
• I have current residential address in India
• I have an Indian or multinational bank’s savings or current account in India
• I am Employed and have a Personal Annual Income of INR 25 lakhs and above or Self Employed with a Personal Annual Income of INR 15 lakhs and above.
• I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
• I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum , Mysuru , Cuttack & Vizag subject to conditions
